AI You Can Trust With Your Finances
Penny is built on a foundation of privacy, transparency, and human oversight — so you stay in control of your financial data.
Our Principles
Privacy First
Your financial data is yours. Penny uses it only to generate insights for your company — never sold, never shared with third parties, never used to train AI models.
Transparency
When Penny surfaces an insight or recommendation, we tell you what it's based on. No black boxes.
Accountability
Penny's AI outputs are reviewed through ongoing quality checks. You can always flag a response that seems off, and we take that feedback seriously.
Fairness
Penny is designed to serve all businesses equitably — we actively monitor for bias in financial recommendations across industries and company sizes.
Human Control
Penny advises. You decide. Every insight is a starting point for your judgment, not a replacement for it. You can always override, ignore, or ask Penny to explain its reasoning.
How Penny Uses Your Data
What Penny uses
- •Your uploaded financial statements
- •Aggregated revenue/expense trends
- •Forecast targets you've set
- •Your questions in the chat
Never sent to AI
- •Your company name or identifying info
- •Employee names, addresses, or contact details
- •Raw bank account or tax data
- •EIN or government identifiers
Questions about how Penny uses AI? Email us at privacy@pennycfo.ai